

FINANCING

The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Towne First Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Will Clevinger is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Will Clevinger can help.

Will Clevinger
Mortgage Loan Officer
NMLS ID #2096927
(804)338-3938
Will.Clevinger@townefirstmortgage.com
4501 Cox Road
Suite 100
Glen Allen, VA 23060
The home-building journey is filled with a variety of important decisions. With the knowledge and experience you need, our professionals ensure that the entire mortgage process is a smooth and enjoyable one.Towne First Mortgage offers a wide array of loan programs to provide you with the best possible fit for your individual mortgage needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
Information Hub
MORTGAGE OPTIONS:
VA: No downpayment and no monthly mortgage insurance for veterans, active duty servicemen and qualifying family members when staying within VA loan limits
FHA: As little as 3.5% downpayment for first-time homebuyers
CONVENTIONAL: Fixed rate or adjustable rate loans with up to 95% financing
VH HOUSING: 97%: As little as 3% downpayment and no monthly mortgage insurance. VHDA is for Virginia Residents only.
VHDA FHA PLUS: 101.5%: 1st mortgage of 96.5% and 2nd mortgage of 3.5-5% of sales price to help fund your downpayment and closing cost. VHDA is for Virginia Residents only.
USDA: Perfect for rural buyers, with up to 102% financing and low monthly mortgage insurance.
Construction loans are also available. Build your dream home on your own lot!

