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FINANCING

As an experienced lender, Will Clevinger is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Will Clevinger can help.

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Will Clevinger

Mortgage Loan Officer

NMLS ID #2096927

Direct: 

804-917-4917

Mobile: 

804-338-3938

Fax:

844‑458‑9888

Email: 

willclevinger@atlanticbay.com

www.WillClevingerMortgage.com

With several years of dedicated experience in the mortgage industry, Will Clevinger has honed his skills to provide exceptional service to homebuyers and real estate professionals in Richmond, Virginia. When he's not helping clients achieve their homeownership dreams, Will enjoys the great outdoors, with passions for hunting, fishing, and following his favorite sports teams, including the James Madison Dukes.
 
Will specializes in all areas of residential mortgages, offering a comprehensive range of loan options to suit diverse needs. His down-to-earth approach and commitment to timely communication set him apart. Will believes in building strong relationships with clients, guiding them through the often complex mortgage process with knowledge and care. His goal is to create a stress-free experience while empowering clients with a clear understanding of their loan options.
 

MORTGAGE OPTIONS:


VA: No downpayment and no monthly mortgage insurance for veterans, active duty servicemen and qualifying family members when staying within VA loan limits

FHA: As little as 3.5% downpayment for first-time homebuyers

CONVENTIONAL: Fixed rate or adjustable rate loans with up to 95% financing

VH HOUSING: 97%: As little as 3% downpayment and no monthly mortgage insurance. VHDA is for Virginia Residents only.

VHDA FHA PLUS: 101.5%: 1st mortgage of 96.5% and 2nd mortgage of 3.5-5% of sales price to help fund your downpayment and closing cost. VHDA is for Virginia Residents only.

USDA: Perfect for rural buyers, with up to 102% financing and low monthly mortgage insurance.

Construction loans are also available. Build your dream home on your own lot!

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